From sole proprietors to large enterprises, FargosCapital delivers the financial tools and dedicated support your business deserves.
Business Accounts
Flexible checking, savings, and money market accounts tailored to your business size and cash flow needs.
Perfect for new businesses and sole proprietors with straightforward banking needs.
Ideal for growing businesses with higher transaction volumes and cash management needs.
Put idle business funds to work earning competitive yields while keeping them accessible.
Business Lending
Flexible financing solutions to fund growth, manage cash flow, or seize new opportunities.
Revolving credit up to $500,000 to manage cash flow and seize opportunities.
Purchase or refinance commercial property with competitive long-term fixed rates.
SBA 7(a) and 504 loans with government-backed guarantees and favorable terms.
Business Services
Beyond banking — a full suite of financial services to run and grow your operation.
Accept cards in-store, online, and on mobile. Competitive rates and next-day funding available.
Integrated payroll processing with direct deposit, tax filing, and compliance management.
Optimize cash flow with automated sweeps, controlled disbursements, and fraud prevention.
Positive Pay, ACH filters, and real-time transaction monitoring to protect your business funds.
Earn up to 3% cash back on business purchases, with expense tracking and employee cards.
Multi-user access, approval workflows, wire transfers, and ACH batches — all in one platform.
How It Works
No appointment needed. Most applications are approved the same day.
Select the checking, savings, or money market product that fits your business size and transaction volume.
We'll need your EIN, formation documents (LLC, Corp, or DBA), and a government-issued ID for all owners.
Make your opening deposit via ACH transfer, wire, or business check. No minimum for Starter Checking.
Your account is typically active within 1 business day. Cards and checks arrive within 5–7 days.
What You'll Need